Friday, 7 September 2018

5 Money Saving Tips* || With CashLady

* Sponsored Post*

I don't believe that money can buy happiness. But there's no denying that money makes life easier. And an easier life makes for a happier life, right? So today I want to share you with some simple money saving tips to help make your life easier. Let's dive right in...

1. Consider your debt. If you're in debt and you can't afford to clear it right now, consider moving the debt to an interest free credit card. This will give you more free time to clear the debt, and help ease the pressure. 

2. Ditch those memberships. That gym membership you haven't used since 2011 yet are still paying monthly for? That Spotify membership you could really do without? Cancel them, and save yourself some money every month. 

3. Sell, sell, sell. The amount of apps popping up for selling, you're spoilt for choice. Clear out under your bed, up in the attic, and in your spare room. Then sell, sell, sell. If you can do this monthly, you'll be surprised how much money you can make.

4. Try the 50/30/20 budgeting rule. This rule states that 50% of your income should go on needs (e.g. groceries, bills), 30% on wants (e.g. shopping, dining out) and 20% on savings (or repaying debts.) Plus, you'll free up so much space in your house so you can buy even more things! (Just joking, well, kinda...)

5. Consider a short-term loan. If you're really strapped for cash, then consider taking out a short-term loan. You can find the right loan for you with CashLady who act as a broker on your behalf. Applying for a loan through CashLady means your application will be seen by more lenders, which means you benefit from a higher acceptance rate than applying direct.

What are your money saving tips? 

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